Worcester Chapter 13 Bankruptcy Lawyers

Debt Reorganization Through Chapter 13 Bankruptcy

At the law offices of Morrison Rousseau LLP, we are aware of the stress people carrying heavy financial burdens are experiencing. Our attorneys have an in-depth understanding of bankruptcy law and extensive experience representing clients through Chapter 13 bankruptcy in Massachusetts and Connecticut. Do not let the stress and guilt hold you back from learning whether bankruptcy is right for your situation.

Regain financial control. Contact us online or call 866.496.0337 or 508.471.3012.

What Is Chapter 13 Bankruptcy?

Unlike a Chapter 7 bankruptcy, which offers a discharge (elimination) of most unsecured debt, a Chapter 13 bankruptcy legally reorganizes your debt and requires you to pay some of the debt back over the course of a three to five year repayment plan. Your assets such as your home and car can be protected and arrears up to four months can be folded into the payment plan.

Create a Chapter 13 Payment Plan With Your Lawyer

Before you can enjoy the benefits of a Chapter 13 bankruptcy, a bankruptcy plan must be approved by a bankruptcy trustee. As your bankruptcy attorneys, we strive to create a debt repayment plan that keeps your unsecured debt payments as low as possible while protecting you against mortgage foreclosure, car repossession and wage garnishment.

After the court and your creditors approve your bankruptcy, you pay one lump sum per month to a federally mandated bankruptcy trustee, who will distribute the payment to your creditors.

The Benefits of Filing Chapter 13 Bankruptcy

Chapter 13 bankruptcy provides the following benefits to many individuals:

• It stops foreclosure actions
• It provides debt relief for high-income individuals and families who do not qualify for Chapter 7 bankruptcy
• It puts an end to creditor harassment (all calls are routed through your lawyer)
• It puts financial control of your life back in your hands

To learn more about Chapter 13 bankruptcy and the potential benefits it may provide to you, see our Chapter 13 Bankruptcy Information Center.

Restore Your Credit and Your Peace of Mind

One of the ways to get out from under overwhelming debts is by filing for Chapter 13 bankruptcy. To determine whether Chapter 13 bankruptcy is right for you, arrange for a free initial consultation at one of our offices in Worcester, Springfield, Framingham, South Easton or Sturbridge. An experienced lawyer from our firm will sit down with you and listen to your concerns, answer your questions and give you a general assessment of whether bankruptcy is a good solution for your financial challenges.

Contact Our Law Firm Today

We answer our phones 24 hours a day, seven days a week. Contact us today or call 866.496.0337 or 508.471.3012. Please fill out a questionnaire and bring it with you to your first meeting.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.