Worcester Chapter 7 Bankruptcy Attorneys
Helping You With Your Chapter 7 Filing in Massachusetts
At the law offices of Morrison Rousseau LLP, we are committed to navigating people through the Chapter 7 bankruptcy process. Contact us to learn more about the Chapter 7 bankruptcy process and how we can help you. We have offices in Worcester, Springfield, Framingham, South Easton, and Sturbridge, Massachusetts, as well as East Hartford, Connecticut.
Learn more about the positive side of bankruptcy. Call 866.496.0337 or 508.471.3012 to start on your path toward a fresh start.
What Is Chapter 7 Bankruptcy?
Chapter 7 bankruptcy is called a liquidation bankruptcy because it can eliminate (discharge) consumer debt like credit card debt or your medical debt. If you do not own a home or have little equity in your home, it may also be a good option. However, you must meet certain income criteria to qualify for a Chapter 7 bankruptcy. These criteria change periodically. To find out if you qualify, it is best to speak with an experienced bankruptcy attorney.
Understanding the Basics of the Chapter 7 Bankruptcy Process
Chapter 7 bankruptcy is a helpful and comprehensive debt relief tool under the federal Bankruptcy Code. You file a bankruptcy petition that itemizes your assets, debts, expenses and income, attend a meeting with your Chapter 7 court-appointed trustee, and see if anyone objects to discharging any of your debts. If your creditors do not object, then you are on your way to finalizing your bankruptcy.
You can learn more about the Chapter 7 bankruptcy process by visiting our Chapter 7 Bankruptcy Information Center.
Using Our Knowledge to Help You at All Stages of the Process
At Morrison Rousseau, we understand that a comprehensive and current understanding of the bankruptcy laws is necessary to provide professional legal advice. We utilize our knowledge and experience and help you make sure that:
- All collection actions on the part of creditors must immediately stop
- Interest charges on credit cards freeze
- Foreclosure actions stop
Keep Your Home and Your Car
A primary concern for people filing for Chapter 7 bankruptcy is that they may lose their home. You should know that under the Massachusetts Homestead Act, you can keep your primary residence so long as you are current with your mortgage payments and can continue to make those payments.
Another new federal bankruptcy requirement is that you must file any overdue tax returns within weeks of filing a Chapter 7 bankruptcy.
Take Control of Your Financial Future
Contact us today to learn more about the role that bankruptcy can play in protecting you from creditors with the help of an experienced bankruptcy lawyer. Call us at 866.496.0337 or 508.471.3012. To make the most of your free initial consultation, fill out our questionnaire and bring it with you.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.